Advertisement · Builder Collaborative

NJL Custom Homes works with Builder Collaborative so building your home is simpler, from contract to keys.

NJL Custom Homes is compensated by Builder Collaborative for this advertising.

Why we partnered.

In his own words, Nick Liuzza explains why NJL chose to work with specialists in residential construction, and what that means for the families who build with NJL.

Your choice, always.

You are free to choose any lender, insurance agent or title company.

FINANCING

Financing built for how custom homes get built.

From your lot to your keys, one team handles the loan your build needs, so you’re never told “we don’t do that here.”

Construction-to-permanent: one-time close

One application, one approval and one closing cover both the construction of your NJL home and your long-term mortgage.

  • Your permanent financing is arranged before construction begins.

  • One set of closing costs and no second loan closing when the house is finished.

  • Interest-only payments on what has been drawn during the build, on most programs.

Construction Loans

Prefer to keep your permanent loan open? A two-time close gives you a construction loan for the build and a separate mortgage at completion.

An easy draw process

Funds are released in stages as work is completed. We coordinate draw requests and inspections with NJL so your build keeps moving and you always know where your budget stands.

Jumbo financing

For higher-priced custom homes and the larger loan amounts they often need.

Also available: conventional, FHA and VA loans. Building on one of NJL’s available lots? Ask about current incentives.

When your NJL home is complete, we can bring the closing to you. Sign your final documents in your new home, take your keys and celebrate in the house you spent months building, instead of a conference room across town.

Close where your story begins.

THE BOUTIQUE CLOSING EXPERIENCE

On-site closings depend on your title company, loan program and closing schedule.

At your new home

Signing on site, at a time that works for your family.


Every detail coordinated

Your loan team, NJL and the title company plan the day together


A day to remember

Keys, photos and your first moments in your home, all in one place.


Your homeowners insurance, ready when your closing is.

INSURANCE

Closings slip when an insurance policy isn't ready in time. The same team handles your coverage so your move-in date holds

Homeowners

Coverage for a new custom home, with new construction discounts.

Auto

Bundle with your homeowners policy.

Umbrella

Extra liability protection above your home and auto limits.

Every NJL home comes with an insurance-backed structural warranty from Maverick. Coverage includes workmanship, systems and major structural defects, for the terms set out in your warranty document.

The warranty behind your home.

WARRANTY

Talk to someone.

Tell us what you'd like help with and a licensed team member will be in touch. No application, no obligation.

Builder Collaborative   
(636) 573 - 1005  |  info@buildercollab.com 
Mon–Fri, 8 AM–6 PM CT

Advertisement. This content is provided by Builder Collaborative. NJL Custom Homes is compensated by Builder Collaborative for displaying it. You are free to choose any lender, insurance agent or title company, and using Builder Collaborative is not a condition of buying or building a home with NJL Custom Homes.

The Builder Collaborative™ Mortgage Division is powered by Envoy Mortgage, Ltd., NMLS #6666 (www.nmlsconsumeraccess.org). Loan officer Tony Grafals, NMLS #242449. Licensed in [STATES]. Insurance products offered through [AGENCY LEGAL NAME], license #[______]. All loans subject to credit approval and program guidelines. Not a commitment to lend. Programs, rates and terms vary and change without notice.

[AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE, if any ownership relationship exists.]